Throughout the ten years before I been making an application for playing cards

Well-recognized associate

• #21

Well-understood associate

• #twenty two

Well-known member

• #23

I cannot recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were https://paydayloanalabama.com/nanafalia/ good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)

For all your dudes that want to invest in a property or fund things.. pray to help you god you have a good credit score. I believe some men you to believe that credit cards evil you need to see the picture as a whole. Just because *you* directly been able to spend dollars for everything you doesnt indicate they is wonderful for everyone. Even with the things i published a lot more than I Also (at a time) paid back cash getting everything. I won’t enter the causes here however it worked out too to some extent. The main one downside to which was I could Never sign up for a charge card.. could never ever get a loan. Forget to acquire a home unless We robbed a bank.

To summarize for the past 10 years I have to features billed about 100K value of stuff. Ive racked upwards a huge amount of reward things ect ect. Occasionally I shell out bucks to have stuff but that function I am seeking a benefit. I am aware there is men on here that have tested an effective used car and people wishes 3K because of it and also you initiate the newest deals and you will force involves push while the wad of cash comes out! Gotta like it!