[Resolved] IDBI Lender IDBI Financial Financial
I’ve a mortgage which have IDBI Financial. I became paying pre EMI and i also was not intimated of the the bank with the regular EMI getting already been. Financial was a student in hold of one of my cheque for pre EMI wherein the amount are decreased compared to genuine EMI. It registered my cheque with unique education on it stating this new amount should not exceeded to certain count. So it lead my HDFC bank to return new cheque. I asked Mr. Ingole off collection dept. out of IDBI financial to stop the fresh new cheque fee and you can return me personally the latest cheque to stop any further issues. But the cheque is actually re also-sent another some time I found myself billed okay towards cheque jump. I’m prepared to pay the matter due that have one to reputation to get a letter out of IDBI lender getting negligence using my request and you will elimination of my name out-of defaulters list to possess financing. Bank is not ready to render me the fresh new page and also plus left my personal identity as defaulter. I’m truly disappointed on account of such as for example neglect of your Financial solution.
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I’m called however introduce because the defaulter and this produce rejection away from my personal almost every other funds. These types of has already delivered an emotional torture on account of including bad solution in the Financial. Please book me for the very same.
Statements
I had a great present loan that have IDBI lender and i registered to possess ‘top-up’ loan which is 42% off my first amount borrowed the service is very bad and i was requested the Files once more and they’ve got processes since the a different loan (and Household Records, Individual documents as well as possible files)
They assemble you to file a-day so you’re able to reduce the procedure. The borrowed funds movie director cannot understand Procedure. Department office and even head office employees are uncertain in the their own porcess.
They claim you to provide the loan in two weeks, but it keeps dominate 1 month now nonetheless it try requesting data files once more.
sure there is absolutely no way to it from their website. we had drawn mortgage from their website and additionally they should dump all of us while the a customer. They bounced my personal cheques 2 times During the significantly more than it shed my personal cheques and you will said to ignore it.
I’m a customers out-of IDBI household fund just who claims to be a part of IDBI financial. And that i trust their a support financial. We have pulled houses mortgage on the day away from that have a great huge rate of interest off several% drifting.
No matter if RBI has decreased the pace, this option will always be keeping a similar diversity. Of prior 90 days he could be simply to make certain us you to definitely anything an visit the website here excellent is about to occurs as they are probably remove the pace due to the fact government party consist together.
Yet still which class because perhaps not considered the demand neither you to enjoys used the government principles out-of decreasing the rate of interest (people all solution lender have smaller the latest prices upto 9% so you can ten.5%). What makes still IDBI Domestic Funds maybe not following the rules and trying to help out its needy customers??
It is rather crappy you to definitely respected banks particularly IDBI neither authorities was interest in permitting worst societal nor he could be demand for following the principles which they possess use For all And also for the Savings.
An extra experience and that took place at the time when ultimately IDBI paid back me the newest DD with the (Friday), it charged myself int. commission for a few months (which had been weekends), as they understood that the DD won’t be eliminated within this the least dos working days this amount is actually billed to me. Could it possibly be fair. When it pursue such things as a part of procedures for their work for, let’s they pursue government principles with the benefit of people? As to why it reduce into the decision-making? Why is the newest financial means so poor?? Since the an effective financial they must remember that rather than buyers it can’t manage the fresh new organization.
As a financial institution they should be conscious a small change in rate of interest including plays extremely important area in common guys existence and in a benefit that’s nowadays running on conjecture and you can phony inflation.
